Real People
NEED A LOAN?
Get a loan up to R120 000 with up to 48 month to pay!
See below for some more details on the process:
About Real People:
They Home Finance offers loans up to R120 000 for customers to spend at participating Mica stores. Customers receive up to 48 months to repay the loan.
How it works:
Apply in-store and once approved realy people will pay the Mica store directly for your building materials.
Whats Offered:
- Loans between R 1000 – R 120 000.
- Up to 48 months to pay.
- Approved within two hours*.
*Subject to all required documents being submitted when initially applying for the loan and all underwriting criteria being met.
6 Months Flexibility:
Over the first 6 months of the loan period, you can purchase your building or renovation material step-by-step, as your home project progresses.
Flexibility that saves you money:
During the first 6 months of the loan period, you only pay interest on the portion of the loan amount used. Thereafter, your instalment amount is calculated on the final amount owed and will be a fixed instalment amount until the loan is fully repaid.
30% Cash Out Option:
You can receive up to 30% of the loan amount in cash, to assist in paying for labour and other related expenses.